Insurance Terms FAQ

What is a deductible?

A deductible is the amount you pay before insurance kicks in for a claim.

What is liability coverage?

Liability coverage protects you against claims for damages or injuries you cause to others.

What is premium?

A premium is the amount you pay for your insurance policy, typically on a monthly or annual basis.

What is coverage limit?

Coverage limit is the maximum amount your insurance will pay for a covered loss.

What is a claim?

A claim is a request for payment from your insurance company for a covered loss or damage.

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